The next step after declaring bankruptcy is to complete the credit counseling course.
A credit counseling certificate is required for anyone looking to file for bankruptcy. Luckily, the course is extremely simple and does not take much time to complete. Below is a link to the credit counseling course as supplied by DECAF, the Debt Education and Certification Foundation.
Your DebtErasers attorney will also supply you the link to the website via email, after your initial . To complete the course, very little is required. You just need a general idea about your income, monthly expenses and the creditors you owe. It is not necessary to have exact figures, estimates will do. If you have any questions regarding the course, do not hesitate to contact your DebtErasers attorney by phone or email.