If you're in Grand Rapids and need advice on filing for bankruptcy, the DebtErasers attorneys can assist you. We specialize in helping people with financial problems, debt collection defense, and other financial issues.
We understand that dealing with debt can feel incredibly daunting, and it's not uncommon to feel overwhelmed. If you’re finding it difficult to manage your payments, know that there are legal solutions that can provide relief. Filing for bankruptcy in Grand Rapids may be a viable option for you, and we’re here to help you navigate this challenging time. Our firm offers compassionate support, including comprehensive assistance with zero-dollar down for both Chapter 7 and Chapter 13 bankruptcies. You don’t have to go through this alone.
Understanding the Bankruptcy Process: What It Means for You
Option One: Chapter 7 Bankruptcy
Chapter 7 is a straightforward and cost-effective way to manage financial struggles through bankruptcy. When someone files for Chapter 7, many of their most pressing debts can often be cleared away within just three to four months. This includes common debts like credit card balances, medical bills, personal loans without collateral, and even some legal obligations that arise from lawsuits.
Option Two: Chapter 13 Bankruptcy
Chapter 13 bankruptcy is an option for people who have a steady income but are struggling with too much debt. It allows them to combine all of their debts into one, potentially reducing the total amount owed and paying it off more manageably over three to five years. This gives individuals the time and space they need to get back on their feet.
Filing for Chapter 13 bankruptcy can help in several ways, such as:
- Stopping car repossessions
- Preventing home foreclosures
- Working out a plan to handle tax debts
- Protecting valuable belongings
What Happens After Filing For Bankruptcy?
Filing for bankruptcy could give you a valuable first step toward financial freedom and a fresh start. Within six months of filing, your adverse credit will be dropped from your credit report on all significant reporting bureaus, allowing you a fresh slate to start again. If you manage your revolving debts and apply for a secured credit card, you could soon be on the path to homeownership!
Debt-Relief Services in Grand Rapids
Creditor Harassment
Are creditors bothering you unfairly? The Fair Debt Collection Practices Act (FDCPA) protects you from this harassment. We can help you enforce your rights. Once a debt collector knows you have an attorney, they must stop contacting you.
Loan Modification Negotiation
Are you overwhelmed by large loans? A loan modification might be an option for you. It can help you in two ways: (1) it can lower your monthly payments, and (2) it can postpone your mortgage arrears, protecting your home from foreclosure. To improve your chances of getting a loan modification, we suggest working with our experienced attorneys at DebtErasers.
Real Estate Closing
Are you buying or selling property? Our licensed team ensures a smooth negotiation process from start to finish. We can help buyers and sellers by providing complete legal support during the closing process. Trust DebtErasers to handle your real estate transactions correctly.
Meet Your Grand Rapids Law Team

Eugene Feldman
Managing Partner
Eugene is committed to helping individuals in financial distress. He has helped thousands resolve their debt issues. Eugene works with clients from their initial consultation through discharge.

Roger Leshinsky
Managing Partner
Roger has dedicated the past ten years to providing legal expertise and financial relief to families throughout the Midwest. Roger has helped over 10,000 people discharge millions of dollars of debt and get back on track with their financial goals.
Visit Us at our Grand Rapids Law Firm
At our bankruptcy law firm in Grand Rapids, we're dedicated to supporting our community! If you're facing financial challenges, we're here to help you through the process. Schedule a free consultation with one of our experienced bankruptcy attorneys who can assist you in understanding your options.
250 Monroe Ave NW, Suite 400
Grand Rapids, MI 49503
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Contact us: (248) 876-9439
Call us today and take the first steps towards your debt-free future. No matter what your debt concerns are, we can assist you.