DebtErasers West Palm Beach Bankruptcy Law Firm

If you've been searching for a bankruptcy law firm in West Palm Beach to answer your debt-related questions, look no further! The attorneys at DebtErasers can assist you with your debt needs and concerns.

If keeping up with debt payments is causing you great stress, filing for bankruptcy could be the right option and a fresh start for your financial future. We are dedicated to helping you achieve financial relief with our zero-dollar down Chapter 7 and Chapter 13 bankruptcy solutions.

What is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is considered one of the most straightforward and cost-effective options available. Typically, within three to four months of filing for bankruptcy, the court can assist in discharging various types of debt, including:

  • Credit card debt
  • Medical debt
  • Unsecured personal loans
  • Wage garnishment
  • Lawsuit liability

One of the key advantages of filing for Chapter 7 bankruptcy is that, in most cases, once your case is filed, creditors are prohibited from collecting debts or contacting you regarding payments. This process can provide relief and a fresh start for those struggling with overwhelming financial obligations.

What is Chapter 13 Bankruptcy?

Filing Chapter 13 bankruptcy allows individuals to consolidate their debts, reduce the total amount owed, and pay it off more manageably over a period of three to five years. This approach offers valuable breathing room for those who have a steady income but find themselves overwhelmed by debt.

Filing for Chapter 13 bankruptcy can help individuals in several ways, including:

  • Avoid or reverse car repossession
  • Stop foreclosures
  • Reorganize tax debt
  • Protect valuable assets

This plan is specifically designed to lower monthly payments and provide a structured path toward financial recovery.

If You File For Bankruptcy, What Happens Next?

When you file for bankruptcy, you can expect several essential developments in the following months. Notably, within six months of your filing, negative credit entries related to your bankruptcy will typically be removed from your credit report by all significant reporting bureaus. This clearing of negative credit can be a crucial opportunity for those who have faced financial difficulties, allowing them to focus on rebuilding their credit score.

Filing for bankruptcy can be a vital stepping stone toward achieving financial freedom and starting anew. By effectively managing any remaining revolving debts and considering the application for a secured credit card, individuals can set themselves on a promising path toward homeownership in the near future.

Legal Services in West Palm Beach

Loan Modification

Are you burdened with large loans and feel you'll never pay them off? A loan modification might be an option you haven't considered. The purpose of a loan modification is twofold: (1) to reduce your monthly payments to a more affordable amount, and (2) to defer your mortgage arrears to ensure your home is not at risk of foreclosure. To maximize your chances of securing a loan modification, we recommend enlisting the services of our knowledgeable and experienced attorneys at DebtErasers.

Real Estate Closing

Are you buying or selling property? Our licensed professional team guarantees a seamless real estate negotiation process from start to finish. We are prepared to assist both buyers and sellers with complete legal representation throughout the transaction's closing. Ensure your real estate affairs are managed correctly with help from DebtErasers.

Creditor Harassment

Are creditors unfairly harassing you? The Fair Debt Collection Practices Act (FDCPA) protects you against such harassment, and we can assist you in holding your creditors accountable under the law. Once a third-party debt collector is informed that a DebtErasers attorney represents you, they must cease contact with you.

Meet Your West Palm Beach Attorney

Eugene Feldman Photo

Eugene Feldman


Managing Partner

Eugene is committed to helping individuals in financial distress. He has helped thousands resolve their debt issues. Eugene works with clients from their initial consultation through discharge.

DebtErasers Bankruptcy Law Firm West Palm Beach Office

Our bankruptcy law firm is located on Vista Parkway in West Palm Beach, right in the heart of Palm Beach County.

In-person meetings are currently available after you schedule a phone consultation. Complete the form to receive your free consultation!

2054 Vista Pkwy, Suite 400
West Palm Beach, FL 33411
Get Directions

Contact us: (305) 614-1250

No matter what your debt concerns are, we can assist you. Our West Palm Beach law firm location is ready to answer all of your questions.

Contact DebtErasers for your
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We look forward to speaking with you and providing you the debt free future you deserve.

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